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Privacy Policy

     Effective Date: 2026-05-04

     Last Updated: 2026-05-04


     Smart Truck Inc. ("Smart Truck," "we," "our," or "us") respects your privacy.

     This Privacy Policy explains how we collect, use, store, disclose, and protect

     information when you use our website (smarttruck.app), the SmartTruck Fuel

     mobile application, our client and driver portals, fuel-card services, fleet

     savings tools, customer support, and related products and services

     (collectively, the "Services").


     By using the Services, you agree to the practices described in this Privacy

     Policy. Where a section refers specifically to "the mobile app," it describes

     the SmartTruck Fuel mobile application; other sections may apply to the web

     platform or back-office services that fleet administrators use.


     1. Information We Collect


     A. Account and Contact Information (web platform and customer onboarding)


     For customer accounts created through our web platform, sales process, or

     onboarding, we may collect:

       - Company name and business address

       - Account administrator name, email address, and phone number

       - Job title or role

       - Login credentials for the web platform

       - Account permissions

       - DOT, MC, or fleet identification information, where applicable


     The SmartTruck Fuel mobile app does NOT collect email, name, job title, or

     business address. The mobile app authenticates drivers solely with the

     driver's phone number and a numeric PIN issued by the driver's employer.


     B. Driver Authentication Information (mobile app)


     When a driver signs in to the SmartTruck Fuel mobile app, we process:

       - The driver's mobile phone number (10-digit US number)

       - The numeric PIN issued by the driver's fleet

       - A server-issued driver identifier returned by our verification service


     The PIN is transmitted over HTTPS to our verification endpoint and is not

     stored on the device. Drivers are not asked for, and the app does not collect,

     email addresses, names, addresses, or government identifiers.


     C. Fleet, Driver, and Vehicle Information (web platform / back office)


     For accounts managed through our web platform, fleet administrators may

     provide or generate:

       - Driver names, internal driver IDs or employee numbers

       - Driver phone numbers used for app sign-in

       - Assigned vehicles, truck or trailer numbers

       - Fuel card assignments

       - Company-level fleet structure and user roles


     This information is provided by the customer (the fleet) and is not collected

     from the driver through the mobile app.


     D. Fuel Card and Transaction Information


     To provide fuel-discount and fuel-code services we may receive or process:

       - Fuel card provider information and card identifiers

       - Fuel transaction date, time, station, location, quantity, retail price,

         discount, and net cost

       - Card usage status and one-time fuel-code issuance records

       - Invoice and payment status, account balance information


     The SmartTruck Fuel mobile app receives a one-time fuel code generated through

     our payment partner Relay Payments and displays it to the driver; the app

     itself does not store transaction history, balances, or invoices on the

     device.


     We do not store full payment card numbers in the mobile app. Sensitive

     payment information is handled by authorized payment processors, banks, and

     fuel-card providers.


     E. Billing and Payment Information (web platform / billing)


     For business customers we may collect, through our billing systems and

     authorized payment processors:

       - Billing contact details and invoice history

       - Payment method references and bank or processor confirmation data

       - Tax or business documentation where required

       - Credit terms, weekly limits, or account risk information


     The mobile app does not collect or display billing or payment-method data.

     

     F. Location-Related Information


     We process location data in three distinct ways:


       - Fuel station location: latitude, longitude, and address of fuel stations,

         returned by our server to the mobile app and the web platform so users

         can see stations on a map.

       - Device location (mobile app, foreground only): the SmartTruck Fuel mobile

         app requests location permission only on the Fuel Stations Map screen and

         only while the app is in use ("when in use" / foreground). When granted,

         the app reads a single location fix to display a "you are here" marker on

         the map and to fit the map view around the user and nearby stations. The

         app does not track location in the background, does not stream location

         to our servers, and does not retain location history. You can decline or

         revoke this permission at any time in your device settings; the rest of

         the app continues to function normally.

       - Vehicle / fleet location from authorized integrations (web platform):

         where a customer connects an ELD, GPS, or telematics provider to their

         SmartTruck account through the web platform, vehicle location data may

         flow into the platform under the customer's control. This integration

         is not part of the mobile app.


     G. Uploaded Files and Documents (web platform only)


     Through the web platform, users may upload contracts, fuel-card documents,

     fleet documents, receipts, invoices, support attachments, and business

     verification documents.


     The SmartTruck Fuel mobile app does NOT include any file, photo, document, or

     camera upload feature, and it does not request camera, photos, or media

     permissions.


     H. Support and Communication Data


     When you contact our support team by email, phone, or web form, we may

     collect messages, email and chat content, call notes, issue descriptions,

     attachments, screenshots, feedback, and service requests.


     I. Device, Usage, and Technical Data


     When you use our website or the mobile app, we may automatically collect or

     log on the server side:

       - IP address, device type, operating system, app version

       - Login timestamps and authentication outcomes

       - Pages or screens viewed (web platform)

       - Server-side error logs and security/fraud-prevention logs


     The current version of the SmartTruck Fuel mobile app does not include

     third-party crash-reporting, analytics, or advertising SDKs. The app writes

     diagnostic messages only to the device's local console; these are not

     transmitted to Smart Truck.


     J. Cookies and Similar Technologies (website only)


     Our website (smarttruck.app) and web portals may use cookies and similar

     technologies to keep users logged in, remember preferences, improve

     performance, analyze usage, and protect against fraud. You can control

     cookies through your browser settings.


     The SmartTruck Fuel mobile app does not use cookies for tracking. The app

     includes one in-app map view that loads OpenStreetMap map tiles and the

     Leaflet open-source mapping library; this is necessary to render the fuel

     stations map.


     2. How We Use Information


     We use collected information to:

       - Verify drivers and issue one-time fuel codes

       - Display fuel station locations, prices, discounts, and net prices

       - Manage fleet accounts, fuel cards, and card assignments (web platform)

       - Provide client, driver, and admin dashboards (web platform)

       - Process invoices and payments (web platform)

       - Provide customer support

       - Maintain security, prevent fraud, and detect misuse

       - Improve our website, mobile app, and services

       - Send operational and service-related communications

       - Comply with legal, tax, accounting, and regulatory obligations

       - Enforce our agreements, payment terms, and platform rules

      We do not use personal information for unrelated purposes without appropriate

     notice or consent.


     3. How We Share Information


     A. Service Providers


     We share information with trusted service providers that help us operate,

     including cloud hosting and database providers, payment processors, fuel-card

     networks, email and communication providers, analytics providers (web only),

     customer-support tools, and security and fraud-prevention providers.


     B. Fuel Card, Payment, and Fleet Partners


     To issue one-time fuel codes through the mobile app, we share the minimum

     information required (such as a server-side driver identifier and a

     constraint amount) with our payment partner Relay Payments. We may also

     share relevant business, card, transaction, or billing information with fuel

     networks, banking partners, and ELD/GPS/telematics providers when a customer

     authorizes the integration.


     C. Customer Account Administrators


     If your account is provided through your employer or fleet, account

     administrators may access information related to your use of the Services,

     including driver activity, card assignments, fuel transactions, uploaded

     documents, and support requests.


     D. Legal and Compliance Purposes


     We may disclose information when required to comply with laws or legal

     process, respond to lawful requests from authorities, enforce our agreements,

     protect Smart Truck's rights, property, and security, prevent fraud or abuse,

     or protect users, customers, or the public.


     E. Business Transfers


     If Smart Truck is involved in a merger, acquisition, financing, restructuring,

     sale of assets, or similar transaction, information may be transferred as

     part of that transaction.


     4. We Do Not Sell Personal Information


     Smart Truck does not sell personal information. We do not share personal

     information with third parties for cross-context behavioral advertising. We

     do not use your data to track you across other companies' apps or websites

     for advertising purposes. The SmartTruck Fuel mobile app contains no

     advertising SDKs and no advertising identifiers are read or transmitted.


     5. Mobile App Permissions


     The SmartTruck Fuel mobile app requests only the permissions needed for its

     core functionality.


       - Location (foreground / "while in use" only): Used on the Fuel Stations

         Map screen to display a "you are here" marker and to fit the map view

         around nearby stations. The app does not request background or

         "always-on" location, does not track movement, and does not transmit

         your device location to our servers. You can decline or revoke this

         permission at any time in iOS or Android settings.


     The SmartTruck Fuel mobile app does NOT request:

       - Camera, photos, or media library access

       - File or document picker access

       - Push notification permission

       - Microphone, contacts, calendar, Bluetooth, or motion sensors

       - Background location


     If we add new permissions in a future release, we will update this Privacy

     Policy and the in-app permission prompt before requesting them.


     6. Data Retention


     We retain information for as long as reasonably necessary to provide the

     Services, operate our business, maintain security, comply with legal

     obligations, resolve disputes, collect payments, enforce agreements, and

     maintain financial and transaction records. Retention periods vary by data

     type:


       - Driver authentication records (phone number, hashed PIN reference,

         sign-in events) are retained while the driver's fleet account is active.

       - Transaction and billing records are retained as required for accounting,

         tax, and audit obligations.

       - Support records are retained to resolve issues and improve service.

       - Security logs are retained to detect fraud, abuse, and unauthorized

         access.

     When information is no longer required, we delete or anonymize it, except

     where retention is legally or contractually required.


     7. Account Deletion and Data Requests


     If you are a driver using the SmartTruck Fuel mobile app, your account is

     provisioned and managed by your employer or fleet. You may request access,

     correction, or deletion of your personal information by contacting us at

     [email protected]. Where the law requires it and we are able to verify

     your identity, we will action your request directly; otherwise we will

     coordinate with the fleet administrator who manages your account.


     If you are a fleet administrator or business customer, you may request

     access, correction, export, or deletion of personal information held in

     your account by contacting [email protected].


     We may need to retain certain information when required for legal compliance,

     tax and accounting records, fraud prevention, security investigations,

     payment disputes, contract enforcement, or fuel transaction records. If we

     cannot fully delete certain information, we will explain why and limit

     further use to the extent the law requires.


     8. Your Privacy Rights


     Depending on your location, you may have the right to access, correct,

     delete, port, restrict, or object to processing of your personal information,

     and to withdraw consent where processing is based on consent. To exercise

     these rights, contact us at [email protected]. We may verify your identity

     before completing your request.


     9. California Privacy Notice


     If you are a California resident, you may have additional rights under the

     CCPA/CPRA, including the rights to know, access, correct, delete, and opt

     out of certain sharing of personal information. Smart Truck does not sell

     personal information and does not knowingly share personal information for

     cross-context behavioral advertising. To submit a California privacy request,

     email [email protected].


     10. European Economic Area, United Kingdom, and Switzerland Users


     If you are located in the EEA, the United Kingdom, or Switzerland, we

     process personal information under applicable data protection laws,

     including the GDPR where applicable. Our legal bases include performance of

     a contract (driver verification, fuel-code issuance), legitimate business

     interests (fraud prevention, service improvement), legal compliance, and

     consent where required (e.g., device location). You have the right to lodge

     a complaint with your local data protection authority.


     Smart Truck operates internationally; your information may be processed in

     the United States or other countries where our service providers operate.

     We use reasonable safeguards where required by law.


     11. Security


     We use reasonable administrative, technical, and organizational measures to

     protect information against unauthorized access, loss, misuse, alteration,

     or disclosure, including access controls, authentication controls,

     encryption in transit, secure hosting, monitoring and logging, role-based

     permissions, and vendor security reviews. No system is completely secure;

     users are responsible for keeping their PIN and login credentials

     confidential and notifying us promptly of any suspected unauthorized access.


     12. Children's Privacy


     The Services are intended for business users. We do not knowingly collect

     personal information from children under 13, or under the applicable age of

     consent in the user's jurisdiction. If we learn that we have collected

     personal information from a child without proper consent, we will delete it

     as required by law.


     13. Third-Party Services and Links

     The Services rely on third parties whose privacy practices are governed by

     their own policies, including: Relay Payments (one-time fuel-code issuance);

     fuel networks and fuel-card providers; payment processors and banking

     partners; cloud hosting and email providers; and, in the mobile app's Fuel

     Stations Map view, OpenStreetMap (map tiles) and the Leaflet open-source

     mapping library delivered via the unpkg CDN. Where customers connect ELD,

     GPS, or telematics providers to the web platform, those providers' privacy

     practices also apply.


     14. Changes to This Privacy Policy


     We may update this Privacy Policy from time to time. If we make material

     changes, we may notify users by email, in-app notice, website notice, or

     other appropriate method. The updated Privacy Policy will be posted with a

     new "Last Updated" date.


     15. Contact Us


     Smart Truck Inc.

     Email: [email protected]

     Address: 5 Lakeside Court, South Barrington, Illinois 60010, United States

     Website: https://smarttruck.app